2020 EP1230 New Year Opportunities & Resolutions

Plan for six planning matters. When you focus Jean here with Sean Lanning out selfie light that generally Carter got me for Christmas. Yes, I am now like to do these videos that I was always just a little dark back here in the studio at Rochon planning so she got me this nice selfie light to light the place up a little bit a listen were were past the Christmas holiday were near the New Year's holiday. So a lot of people are making those resolutions and studies show that more than half of them have to deal with money and finances so want to talk a little bit about what we can help you do to make those resolutions stick and give you the progress that were looking to achieve and accomplish when we make a financial resolution. It was Greg Reid who is an author and motivational speaker, who said a dream written down with a date becomes a goal, a goal broken down into steps becomes a plan and a plan put into action makes your dreams come true and essentially that's what we try to do here at Rochon planning we put the plan in your hands Rochon planning we call it an optimized retirement plan. Now whether you're already in retirement or you're looking to retire into the future. This plan will help you know where you are and know where you need to get to so again if you'd like that optimized retirement plan, give us a call or be in touch would be happy to put that together for you. It's clear, concise language, easy to follow instructions and steps on how you can achieve your financial goals wears a start with a snapshot of where you are today with where you are now because if you don't know where you come from. You don't know where you're going. My Angelo said that one and then another famous quote kind of of the of the same lines that you shire cat Lewis Carroll, Alice in Wonderland. She wanted to get somewhere to shire cat said where you want to get to. She said I don't know anywhere he said well with you. If you don't know where you're going, any road will take you there and that's not a way to live our financial lives, or to make the financial progress so the optimized retirement plan starts with a snapshot of where you currently are is you that information and if if that alone was what the plan consisted of. I think it's worth the investment of time it takes to get this plan in your hands would go beyond that, we have a discussion of your goals and then we talk about recommendations. What steps do you needs to take in order to achieve those goals and and make them come true.

So a dream written down with a date becomes a plan, a plan broken down into actionable steps becomes reality. That's what we are trying to do with that plan.

So with those recommendations. We talk about priorities what's first second third was the most important thing. What's with maybe the least important step in the process we talk about what those action items are how do you execute those priorities and then a timeline. Is this a next week kind of action or is this a over the next month or over the next year kind of action. So once you have those priorities.

The timeline and those action items. Those steps, you can begin working the plan what's addressed what we address income. We addressed investments we address taxes. We address healthcare we address legacy we address risks and all of those things are our major topics and subjects that people are concerned about in their financial lives. However, each one of these optimized retirement plans are going to be individuals are going to be specific to your situation either going to be unique to you because different people's goals are different. The folks that have $2 million in and are already in retirement. Their goals are going to be different than the person has $200,000 trying to get there. Those are to be different than the person with $25 million trying to preserve as much as they they can for a legacy. Every plan is unique, specific and individual. The results are that you will have a better understanding of the tools that can provide you leverage and help make further progress in achieving your goals.

We identify opportunities we identify insufficiencies we identify underperforming assets in overexposure to risk and this is truly different than what people are receiving because we are not looking do sell products or sell investments. We are looking to create an individual plan within that plan. There may be some investments there may be some products there may be some types of accounts we can help you manage but we want to get that optimized retirement plan into your hands and once you have it in your hands. We can talk about implementation.

How do you actually put this to work for you. How do you enact the plan. Not everybody is going to be a perfect fit to work with us and were not a perfect fit to work with everybody we can decide that after you have the plan after you've seen our recommendations. You get to have a conversation about whether or not it makes sense to implement that plan with us or implemented on your own and just check back with us on progress, but that that decision is yours. Once you have that optimized retirement plan in your hands against his concise, consolidated, easy to understand language so that you can put these plans put these steps put these actions to work for you. You like to get an optimized retirement plan in your hand. Give us a call. You must have a plan in order to make financial progress at Rochon planning. We help our clients better determine the their financial goals so they can work out those steps. Those those timelines write them down and make that dream a reality like an optimized retirement plan to get you had in the right direction for 2021 and beyond. Give us a call 919-300-5886 919-300-5886 they just visit us online. It looks like Rich on planning.com Rochon planning.com when you pop up on the homepage, you can request a copy of my latest book. Understanding your investment options good education get you started in understanding what tools are available to help you achieve your financial goals. We hope that you have a prosperous 2021.

We are glad to 2020. Behind us, and in the rearview mirror, but I'm certain that next year will has the challenges of its own. I think low interest rates, inflation, taxes, market risk, are all still going to be stories or will become stories in 2021. There's surely some surprises along the way that you can navigate all those things much, much better, much more efficiently much more confidently you got that optimized retirement planning board help you get yours.

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