Fasting for a Financially Fit Future (Part 2 of 2)

I was convinced that nothing can change what was going on in our marriage and I want to try anymore but my commitment to God, help me try one more time.

We went to a hope restored marriage intensive and it was life-changing. The counselors created the safest environment we could imagine so that let us really talk one a much different course now I believe we received a miracle that week received your free consultation.

Hope restored.com with limitations limitations limitations limitations and so obviously to get you started. Think about that follow it easy I could do differently what is about day three I start getting emails will be like Christ, because we just know that special single theory talking about some rather common reactions to her suggestion that you might need to take a 21 day financial fast from all unnecessary spending and right there. It sounds like it might be a little harder to implement than we'd like it to be still here some encouragement to save more and to be a better steward of your finances today on Focus on the Family Jim Daly John, as we said last time. Finances can be a big problem in marriage and really it's a symptom of our behavior and that's what Michelle's talking about in that soundbite and if you missed or broadcast last time, get the download to see dear get the app for your smart phone. It's really good information. I thought she really spoke from both her heart and her head about the importance of knowing how to spend money wisely. She's really winsome guest details online about how you can get a copy of Michelle's book the 21 day financial fast all the details are in the episode's go ahead and join day two of the conversation on Focus on the Family Michelle, let me walk back to Focus on the Family. Thank you, my pleasure. Let's talk about the eye could see your face you believe now that and that's good. Not too many people are bubbly about their finances but you write for the Washington Post that is no small achievement that you're a columnist with the Washington Post, that's big time stuff, so congratulations. I do feel blessed.

In fact, it's so funny that the reason why got the column and it syndicated across the country so people may see it in their newspaper was because my grandmother big mama watching Apollo's and Allison wise I love my hometown paper to go the deposit. She wasn't happy about.

Thanks when we stay in Baltimore to the post I was bringing my whole thing about watching is you have to do lots and so when I like all you want to got lunch with a slight cost of my bag lines to the Washington Post, I found the only pricing at my desk today. You know my lunch the other people were good about that as well. And so my was like about this big mama and mighty about it like 97 before personal finance became set of the big thing and so I wrote about what I learned from my grandmother.

Big mama and this is even before email and Internet.

We got so many bags of mail that they were just blown away and was hiking from people from all walks of life. No holding young black and white in Jewish and Christian was just like you thinks like me, like me, I'm canceled. That's what really started. I just talked about the principles that my grandmother taught me about money and then from there I just started writing the common now you know hundred clients later newspaper clients. It syndicated across the country and I couldn't be happier and I stuck right to my roots.

I'm still very simple about because the things that would take for you to be rich are not what people think you know you go to the foreman.

People want to give them some stock tips or investment tips or what's the secret to being rich. I'm there really isn't a secret. It's the same tried and true method that for me anyway you give first. That has to be the first thing you should do with your money to give it away to tie to give to your local church to get to places like the be top of your mortgage because if you don't if it's last you pay everybody else is not enough like when you put yourself in a prospect giving first turn it back to you but good and faithful steward right there late about what I love about this is that some place just below your means down say your priorities and studies and people say what your priorities in the right things I want to retire I want to get to my church. I want my kids to college.

But when you look at the checkbook doesn't reflective and so I'm just trying to align your day is really quick story.

My pastor who's just one if he did this on Sunday.

He asked us how many people are rich now I belong to mega-church. Thousands of people you can count on one hand the number of people who boast I did not hold up my same results.

Thousands of other people did because we were all in her head thinking well my retirement and doing these calculations.

I just never forget this time. He said you can get up in the morning I get a clean glass of the closet you could mail me a loveseat.

Each of these questions we CANNOT SHAPE US BECAUSE THE DEFINITION OF RICH WAS WRONG USE DEFINITION WHICH WE TALK ABOUT THAT IN THE BOOK ABOUT BEING CONTENT YOU HAVE MORE MONEY BECAUSE YOU NOT TRY TO GET SO MUCH STUFF THAT IS WELL SAID. THE KEY THERE THOUGH, IS HOW MUCH DISCONTENTMENT, ESPECIALLY IN OUR CULTURE, WESTERN CULTURE, PARTICULARLY, BUT CERTAINLY IN AMERICA AND CANADA. WHEN YOU LOOK AT IT. IT'S ALMOST LIKE THEY PREY ON THAT THERE PUSHING US THERE, PUSHING US TO THAT DISCONTENT LEVEL.

WHY IS THAT IN THEN WE AS PEOPLE OF FAITH. HOW SHOULD WE BE RESPONDING IN A CULTURE THAT'S INDULGING US AND LET ME ASK YOU THIS TO WHEN IT COMES THAT ENTITLEMENT FEELING IT'S ALL KIND OF TIED TOGETHER. SO HOW DO WE GET FREE OF THE SNARE OF FEELING LIKE I'M OWED SOMETHING RIGHT IF I THINK THE TIDE WAS LIKE I DESERVE SOMETHING AND SENSE OF ENTITLEMENT DON'T LIKE TO BE CALLED YEAH I JUST DON'T LIKE TO BE COLD AND I DON'T KNOW WHAT THIS LETTER IS BECAUSE I DON'T BUT I SO MY HUSBAND KIDNAPPED MY SPACE HEATER BECAUSE I BUILT WAS TOO HOT AND IT WENT TO OUR HOUSE AND PUT IN PROGRAMMABLE STACKS SO THAT HE WOULD ADJUST BECAUSE BEFORE HE PUT THE MAN HE GO TO SLEEP. I TURNED THE HEAT UP THE TEMPERATURE BECAUSE IT'S REALLY IT'S NOT HOW I UNDERSTAND YOUR HUSBAND IS BAD ALL NIGHT LONG TRYING TO AIR HEAT UP NOW, BUT HE FINALLY PUT A PROGRAM HE THREATENED ME LIKE HE WAS RIGHT. WHY CAN'T I THROW IN AN EXTRA SWEATER BALL IS SO I NEED TO BE MORE ENERGY-EFFICIENT BECAUSE THAT'S A GOOD THING TO DO.

SOME NIGHTS I HAVE BUT THAT'S HIS FAULT. SO FOR ME TO GET ALL THE WORK HEARTS ON VACATION EVEN THOUGH YOU GOT THAT YOU HAVE THE MONEY FOR A BUM BODY WITH MESSAGES NOT TO BE HAPPY WHERE WE PERSONALLY THINK THAT'S WHY WE HAVE SUCH A HIGH DIVORCE RATE BECAUSE YOU GOTTA GO GET ANOTHER AND WE TEACH OUR KIDS THAT THAT YOU CAN'T BE SATISFIED BIRTHDAY PARTIES THAT ARE MORE LIKE CORONATION AND HE KNOWS JAN YOU KNOW WHAT TO LOOK FORWARD TO MY HUSBAND IS VERY FRUGAL BECAUSE I WANTED TO MAKE SOME MONEY WHO WAS SIMILAR TO ME AND SHOWERED ME WITH STUFF BECAUSE THIS IS TO KNOW IF I SHOOT FOR THE MOON NO-SHOWS GOOD. GOOD TO HEAR THAT, BUT IT SOUNDS LIKE YOU MARRIED WELL AND HE MARRIED WELL MOST PEOPLE LIKE AND I'M I'M THINKING OF THE COUPLE. THAT'S REALLY STRUGGLING. LET'S TALK TO THE CHRISTIAN COUPLE WHO IS REALLY STRUGGLING AND THEY HAVEN'T BEEN ABLE TO CURB THEIR APPETITES.

THAT'S BEEN A BIT OUT OF CONTROL. THEY INVITE GOD INTO THAT PROCESS IS A DAY IN THE BOOK WHAT WE TALK ABOUT COUPLES AND MONEY AND I BELIEVE THAT YOU HAVE TO FIRST OF ALL, TALK TO PEOPLE WITH GET MARRIED PEOPLE ARE READY TO START WITH, YOU ARE READY. YOU GOT TO SIT DOWN, WITH THE PLANT BECAUSE YOU'RE RIGHT. OPPOSITES TEND TO ATTRACT SAVER MAY SUSPEND ANY CAUSE FOR A LOT OF COMBUSTION. IT'S INTERESTING JUST SAY IT IS TRUE THAT PEOPLE'S MONEY IS THE NUMBER ONE WAS BUT IT'S NOT THE LACK OF MONEY OR THE ABUNDANCE OF MONEY IT'S ALL THOSE UNDERLYING ISSUES IN THE SENSE OF ENTITLEMENT. NO CONTENTMENT. I'M POOR SO YOU HAVE PEOPLE AND MARRIAGES WERE POOR, WHO SAY I DON'T WANT TO BE FORGET, TO GET WHATEVER I WANT BECAUSE I DIDN'T HAVE SHOES WHEN I WAS GROWING UP.

AND SO THEY OVERSPENT WHAT YOU HAVE PEOPLE WHO GREW UP IN MISERLY HOMES AND SO THEY WANT TO OVERSPEND BECAUSE THEY WOULD DENY SO MUCH AS A CHILD OR YOU HAVE PEOPLE WHO GREW UP IN HOMES THAT MONEY IS ANOTHER TRYING TO REPEAT THAT SITUATION. SO WHEN I TOOK COMPASSES GET TO THE ROOT FIRST BECAUSE YOU CAN'T HEAL THAT UNLESS YOU KNOW WHAT'S GOING ON AND HOW DO YOU GET TO THE ROOT I BELIEVE IN CHRISTIAN COUNSELING I BE LIKE TALK TO YOUR PASTOR GET INTO A PROGRAM AT YOUR CHURCH. MY CHURCH HAS A NUMBER OF PROGRAMS AND SO YOU GOTTA COME UP WITH A PLAN. AS WE HAVE TALKED ABOUT HOUSE RULES LIKE FOR EXAMPLE YOU HAVE TO HAVE IT, MY COUSIN CAME UP THIS MCS IS THE ONE NOTE. SO IN LESS YOU BOTH AGREE TO SOMETHING YOU CAN BUY TO GET IT DONE WAS THAT I WAS DIFFERENT. WE COULD AND YOU DON'T HAVE A FLOOR FOR THE PURCHASE AMOUNT. THE FLOOR DEPENDS ON WHERE YOU ARE FOR US IS $200 FOR A COUPLE THAT MAKING MESSICK BE $20 MICHELLE, LET ME ASK YOU BUDGING TO BE TOUGH. WE STRUGGLE WERE SOMETIMES GOOD, SOMETIMES NOT SO GOOD JUST CONVINCE ME. WHAT IS IT WISE THAT THE BACKBONE NOW SO YOU KNOW THERE'S THE STARTING TYPE OF GUYS NOT ASKING FOR DIRECTIONS RIGHT LIKE THAT TO SOME FOLKS THE TICKLY GUYS IS THAT WE ABOUT TO TAKE A ROAD TRIP TO SOMEPLACE THAT YOU ARE NOT FAMILIAR WITH YOU TO COME FIND DIRECTIONS RIGHT YOUR GPS SYSTEM OR SOMETHING ON YOUR PHONE, A GOOGLE MAP OR SOMETHING CORRECT EXACTLY THINK ABOUT THAT WITH YOUR MONEY. YOU CAN'T GET TO WHERE YOU GOING, UNLESS YOU HAVE A WELL YOU WOULDN'T GET ON THE ROAD AND NOT KNOW WHAT EXIT TO TAKE WITH HOW LONG IS IT GOING TO GET TAKEN TO GET THERE UP IN PRICE IS SOMETHING THAT A BUDGET IS DRUDGERY WHAT PEOPLE SAY I LIKE YOU KNOW IT'S A WASTE ATTRACTIVE AND THEN SOME EXPERTS I GOT CALLED UPON, THE SPENDING PLAN, BUDGET PRICING SESSION AT MY CHURCH WHICH IS WHERE THE BOOK CAME FROM AND I ASKED EVERYBODY TO DO A BUDGET HALFWAY THROUGH BEFORE WE PROCEED, I WANT TO KNOW WHO'S NOT DONE THERE BUT THE PEOPLE YOU KNOW SHEEPISHLY RAISE ONE WOMAN, NEVER FORGET SHE'S NOT IN HER 50S, AND I KEPT PRESSING MY SHEET. SHE FINALLY BROKE DOWN AND SHE SAID I MAKE REALLY GOOD MONEY HAD NOTHING TO SHOW FOR.

IF I DID MY BUDGET. IT'S GOING TO TELL ME THAT I SPENT ONE WEEK AND IT REALLY PICKED UP AND I JUST CAN'T FIXED IN THE ROOM GOT QUIET AND YOU CAN SEE I TEARED UP A BETTER GUY BECAUSE I COMPLETELY UNDERSTAND.

SHE'S IN ANOTHER PERSONS LIKE TO TELL ME WHAT I CAN'T. I WORK HARD I GREW UP POOR.

YOU HAVE A GOOD JOB WHAT THE TELL ME WHAT I CAN ASK BOTH OF THEM CAREFULLY ABSOLUTELY HAVE TO TELL PEOPLE BACK TODAY. HE LOOKED AT HOW YOU CAN JUMP WHAT HE SAY WELL DONE, MY FAITH ABOUT THE MONEY THAT HE'S ENTRUSTED WITH THE TO BE ABLE TO LOOK AT WHAT I'VE DONE WITH MY MONEY AND SAY WELL DONE MOSHE. YOU HELP OTHER RELATIVES GO TO COLLEGE YOU SAVED YOUR KIDS THE CULTS, SO THAT THEY CAN DO THE THINGS THEY WANT TO DO. MY SON HAS AUTISM. HE MAY NOT BE UP TO BE OUT WITH HIS OWN AS SOON AS MY OTHER TWO KIDS HAVE MONEY TO HELP THEM ALONG THE WAY, YOU KNOW, WE GET TO THE POOR. WE CAN'T OTHER CAUSES, BUT IS RESTRICTED TO THE WHAT IS TO LOOK AT WHAT YOU MAKE AND I KEEP GOING BACK TO MY GRANDMA THAT SHE NEVER MADE MORE THAN $13,000, RAISING FIVE GRAND CHILDREN NEVER WELL FOR NEVER: WEALTHY AND SHE WAS ABLE TO DO BECAUSE SHE HAD A PLAN AND SHE HAD A SHOW THAT IS SO GOOD. I DO WANT TO GIVE PEOPLE A COUPLE MORE HANDLES, THOUGH, YOU TALK ABOUT TWO ACCOUNTS THAT ARE REALLY IMPORTANT. SAY, FOR A YOU TOUCH ON ONE IN TERMS OF COLLEGE AND THAT KIND OF THING WHICH I THINK IS GREAT. WE TRY TO DO THAT THROUGH 529 OTHER THINGS WE ALSO TALK ABOUT THE EMERGENCY FUND THAT ONE CAN GET A LITTLE TRICKIER. I KNOW FOR ME ATTEND THAT ONE BUILDS UP A BIT AND THEN BOW USE IT FOR SOMETHING WHICH IS CAR REPAIRS. YEAH, THAT'S WHAT IT'S FOR, BUT IT FEELS LIKE I COULD NEVER REALLY GET AHEAD IN THAT CATEGORY. I'M ALWAYS ALMOST EVEN SOME BREAKS IT TAKES WHAT'S IN THERE. SOMETIMES A BIT MORE YOU CONCENTRATE ON THAT EMERGENCY FOR SUCH A GREAT QUESTION AND I REALIZE THAT THAT WAS WHAT WAS STOPPING PEOPLE. SO WHAT I WRITE ABOUT IN THE BOOK AND ON WINNING THE DAY WE TALK ABOUT SAVING IS THAT YOU MEET WHO DIFFERENT SAVINGS ACCOUNT. YOU NEED YOUR EMERGENCY FUND THAT IS THE FUND THAT YOU PUT MONEY IN FOR IF YOU LOSE YOUR JOB LIKE MIGHT WANT TO MY KIDS CAME GRAVELY ILL LITERALLY ON MY DEATHBED AND MY HUSBAND. I HAD TO TAKE OFF ABOUT TWO MONTHS THAT WE HAD GOOD HEALTH INSURANCE AND AN GOOD LIEN SO THAT WE DIDN'T HAVE TO GO WITHOUT PAPERS THAT YOU HAD TO GO WITHOUT PAY.

THAT'S WHERE YOU GOING TO PULL THAT MONEY FROM THE EMERGENCY FUND THAT'S YOUR SITUATION. WHAT'S THE RULE OF THUMB ON THE CAVEAT, IT DEPENDS ON THE TYPE OF JOB THAT YOU HAVE.

IF YOU HAVE A JOB LIKE YOU GUYS GET THIS TYPE OF JOB SOMEPLACE ELSE BECAUSE I'M A COLUMNIST YOU DON'T JUST WALK INTO A NEWSPAPER AND GET COLUMNS JOB AND SO THE PEOPLE WHO ARE HIGHLY PAID AND HIGHLY SKILLED, AND IT MAY TAKE YOU A LITTLE LONGER TO GET THAT TYPE OF JOB YOU WANT TO ASK YOU HAVE PROBABLY USED WORK BECAUSE FOR THOSE JOBS. IT TAKES ANYWHERE FROM A YEAR TO 18 MONTHS TO FIND THAT TYPE OF JOB.

IF YOUR NURSE OR SOME SOME JOB WHERE YOU DON'T GET MAD, YOU COULD GET AWAY WITH 3 TO 63, AT A MINIMUM FOR EVERY BAD SO YOU EVERYTHING IT COSTS TO RUN YOUR HOUSE AND THAT'S WHAT YOU SAY ON 3 TO 6 REGULAR JOBS HIGHLY PAID FOLKS I YEAR AND THEN THE SECOND SAVINGS ACCOUNT.

I CALL IT THE LIFE HAPPENS FUND THAT TAKING OUTPUTTING AND TAKING A LIFE HAPPENS. A LIFE VACATION MONEY THAT CAR REPAIR MONEY KIDS SPORTS PROGRAMS ALL KINDS OF STUFF THAT YOU CONSTANTLY PULLING FROM MAY NOT NECESSARILY PLAN FOR IN YOUR REGULAR BUDGET AND THAT WAY YOU DON'T FEEL GUILTY BECAUSE THAT IS SOMETHING IT'S OKAY IF I RUN WELL. THERE'S SO MUCH GOOD STUFF HERE. JIM AND I THINK ONE OF THE THINGS WE SHOW I'VE HEARD TIME AND AGAIN IS YOU GOTTA KNOW WHAT YOU'RE SPENDING AND WHERE THE MONEY IS GOING.

WHEN MY WIFE DEAN WENT OFF TO COLLEGE.

HER DADDY SAID TRACK YOUR EXPENSES AND SHE DID AND AFTER THE FIRST SEMESTER SHE BROUGHT IN VB ACCOUNTING AND HE SAID WHAT I DIDN'T MEAN $0.10 FOR CANDY BAR WAS LOOKING AT SOME OF THE BIGGER EXPENSES SO SHE REALLY IS VERY THRIFTY ABOUT THIS, BUT LIFE LIFE HAS A WAY OF GETTING BUSY AND YOU QUIT TRACKING IT SO ONE THING I'M GOING TO DO AS A RESULT OF OUR CONVERSATION TODAY IS REALLY START TAKING NOTES. WHERE DOES THE MONEY GO.

HOW ARE WE SPENDING THAT BECAUSE I CAN'T GET THE ROADMAP A KICK AT THE BUDGET CAN'T PLAN THE THINGS THAT YOU'RE TALKING ABOUT IS I KNOW IT'S HARD THOUGH IT'S HARD HARD BECAUSE YOU STARTED AND AT THE BACK AND LOOK AT YOU LIKE A 30 DAY SPENDING JOURNAL, AND YOU ON TRACK TO $0.10 CANDY BAR LOCATED ON A CONSTANT JUST SO LITTLE WHILE, SO THAT YOU CAN SEE ALL THE UNCONSCIOUS SPENDING THAT YOU DO NOT GO AWAY FEELING NOT BECAUSE WE SAID A LOT OF THINGS HE SAID. EMERGENCY FUND HAD THAT WE SAID HAVE A LIFE If You Married We Said, You Know. Talk to You Honey.

Get Some Classes They Will Come If They Come Great on You to Stop by If You're Not Married, Some Important Group of Folks Because the Period in Which You Can Really Discern the Person That You Going to Marry People If You Think Getting Mary You Plan the Reception. The Wedding Pick out the Neck Is Begot the Gail I Want You to Go to a Pre-Middle-Class Several Weeks, Not Just One Session and the Sessions That Have Financial Components to It and a Cup Fresh Component That Will Have You Pull off Three of Your Credit Reports.

All Three of Your Credit Scores You Have Put Everything on the Table.

That's When You're Deciding That You Gotta Get Me at the Time That You Shared a Common Information. Let Me Ask You This, Though I'm Here and You Clearly You Go to the Young Couple and You're the One Thinking Here's One Man Is the Guy Want to Marry in Them by Session 3 Are Gone Oh, He May Not Be the Guy That Takes A Lot Of Courage to Back up in the Moment and so Often I Would Think a Person Would Not Break on You Really Saying If They Don't Know What They're Doing with Their Money. It May Be Wise or You Sent Definitely into the Red Flags Hit. Here's the Thing.

I'm Not Saying That You Should Marry Someone Who Has a Checkered Credit past Because We Are All Fallible. We All Said I'm Not Saying It Don't Just Toss People Away Because Nothing Happening, Because If I Go School, Absolutely Not. What You Need to Look for Ways That They Had an Issue When It Was Because of Something They Did or Something. It Was Out Of Their Control and Are They Each. If You See an Effort to Change. That's When You Put the Brakes on and I Absolutely Mean That You Do Not Get Married Because It Will Not Change. It Will Not Get Easier If Your Question He's Got to Be a Christian Man. He's Got No Support to Look for Anything Else Because It Is Not Easy If You, Unequally Yoked and Is Not Willing to Change and Be Better Issues That You Gonna Come up with.

So That's What I Tell People Were Not Married to Do That so That You and I'm Not Going to Be Easy Because You Still Married yet.

My Opposite, but It'll Be a Bit Easier As You Come up with a Plan on How to Handle and I'm Sure Again You're All You Have To Work from Where He Arrives Right Start with What We Work Hard Right, Starting Ahead. Maybe Have To Work As Hard Right. Let Me End with This Because It's Hopeful. Michelle and I Think That's a Wise Way to Go. Your Friend Juanita, Who Took This Fast 21 Day Fast the Time of Your Book and That She Applied It to Other Areas of Her Life. Tell Us What Happened Was When the Guy Because She Was Amazing and I'm so Glad This Because I Don't Want People to Think That This Is Impossible Because Nothing Is Impossible with God. Whether You Make Minimum Wage or Six Figures out Nothing. So I Need a Was Such a Faithful Steward and She Was like My Little Girl. She Did the Fast and Does She Organize Her Life to the Point Where She Tragically Passed Away in a Car Accident around Thanksgiving and Her Family Was so Tragic That Her Family Couldn't Bring Themselves to Clear out Her Apartment and She Was in My Leadership Team at Church and so They Asked Us to Clean out Her Apartment. So We Went in There.

You Know When Somebody Passes What You Think the Stuff I Have To Wait through. We Walked to Her Apartment and It Was the Example of Someone Who Was Completely Content with Having Only What She Needed so Hard Because It It Was Half Empty Because She Only Needed like Two Coats to Do Settings for Her to Guess It Was Just Amazing How Little She Had Because She Didn't Need so Much Organize Her Insurance Records Her Computer. Everything We Wait Think It Was Organize Our Financial Files Were Clothing Dishes Trash Can Put Me Leadership Team We Just Had to Stop at One Moment and Just Pray Because We Thought This Is What We Should Be Doing the Live a Life She Was Really Wealthy.

What Happened Last and Turn out to Be a Blessing to Our Family Because They Didn't Have To Worry about Anything, and We Were Able to Pack Her up in a Couple. It Was Just the Testimony to Someone Who Went from $100,000 in Debt to No Debt and Then Tragically Passed Away in Her Passing Showed Us What It Meant to Be Rich. There Were Some Left over for Her Family and She Had Money and Things Left over for Her Nieces. She Wanted to Help Them and Her Family and I Just I Wish I Could Be More like Her Because I Look at the Stuff I Have in My House and I Still Have More Than 90 What a Great Story, Though Michelle Michelle Singletary All through the Book the 21 Day Financial Flashlight in so Many Ways. May We All Be More like One and the That Way, No Matter How in the Right with the Lord and the Leave Impression with Those around Us That They Would Say the Same Thing Right. Well Done Sir the Way to End Our Conversation with Michelle Singletary for the past Couple Days on Focus On The Family and I Hope You've Been Inspired by That Story of Will Need a Great Help That Michelle Is Been Offering All of Us about Saving and Becoming Debt Free Living More Simply and Giving Generously Get a Copy of Michelle's Book the 21 Day Financial Fast from Us Here at Focus On The Family. It's a Terrific Step-By-Step Guide on Getting Your Finances in Order.

Call 800 the Letter a in the Word Family or with a Link in the Show Notes in One of Those Aspects of Being Financially Fit.

If You Will, As We Talked about Is in Getting in That Vein, Let Me Just Ask You to Consider Making a Financial Contribution to the Work Here of Focus On The Family to Help Us Do Ministry in the Name of Christ through These Radio Programs or Website Events Are Social Media Presence, Counseling, and so Much More Worsening Lives Changed in Amazing Ways Every Day and through Your Contribution You're Making That Possible. So Terry Shared with Us That Focus Saved Her Marriage after a Very Difficult Year and 1/2. This Radio Broadcast Had a Huge Impact on Their Marriage. You Can Help Listeners like Kerry and Others When You Donate Generously Today. Call 800 the Letter a in the Word Family 800-232-6459 and When You Make a Gift of Any Amount Will Send a Copy of Michelle's Book Is Our Way of Saying Thanks for Joining the Support Team Will Next Time You Hear a Very Powerful Message from the Late Pastor Sy Rogers Sharing His Testimony of Overcoming Gender Confusion. I Love to Answer Questions. My Own Experience.

Among the Questions Asked the Most Is Freedom in Jesus and His New Creation. Why Am I Still Struggling with Things Related to My History. Like Why Am I Still Struggling Sexually On Behalf Of Jim Daly and the Entire Team. Thanks for Joining Us Today for Focus On The Family I'm John Fuller Inviting You Back Again Help You and Your Family Thrive