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Social Security

Finishing Well / Hans Scheil
The Cross Radio
September 7, 2019 8:30 am

Social Security

Finishing Well / Hans Scheil

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September 7, 2019 8:30 am

Americans are leaving millions of dollars on the table by taking Social Security early. On the Sermon on the Mount, Jesus says “But small is the gate and narrow the road that leads to life, and only a few find it.” 10% of Americans are actually finding the narrow gate of Social Security and taking it at the right time to maximize the benefit. Learn how to make the right Social Security timing decision with Hans and Robby!  

When first deciding when to take your Social Security, Hans and Robby both have ideas about where to start. Hans says first to get your Social Security statement from SSA.gov. It will give you information about where you stand currently. Robby says to start in prayer to get direction on what you should do. Robby hopes this prayer ends in pointing you towards getting professional help if you decide you do not have the time or the expertise to put toward making the decision yourself.  

Many people make decisions based on what their friends or family do, which Hans points out is never smart because they do not have the same earnings record or financial situation that you do. A lot of people take it early because they just want the money, some people go to the other extreme and wait until the last possible minute.  

There are 96 months that you can elect Social Security, and if you have already chosen to elect, it is not too late to change your decision. Hans tells a story about clients who have elected and then realized that they did it too early. The Social Security Administration will actually let you undo your election within a year, but you do have to pay back all the benefits you have already received.  

There are a lot of rumors that Social Security is going away. People use this to justify spontaneous decisions about their Social Security. The government is in the process of addressing people’s fear about Social Security, but nothing is set in stone. Hans explains why it is not worth it to worry about this when making your Social Security elections.  

 Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!

You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com.  

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You're listening to the network and TruthNetwork.com welcome to finishing well brought you by Cardinal Certified financial planner belonged to Schild and best-selling author and financial planner helping families finish well over 40 years of finishing well will examine both biblical and practical knowledge to assist families in finishing well, including discussions on managing Medicare IRA long-term care life insurance and investments and taxes. Now let's get started with finishing well overall and have a better wall on the done button and he may know that there was a big deal when and where it actually like the words right is like a words baby Jesus is the strait gate actually means narrow doesn't mean much about what Straits of Gibraltar this is a very narrow cavity by way you got to go through him you do that very narrow, and found that he got to sleep in today show the straight SCR AIG J. Lee, as I study that John causes his name that we is nonverbally But if you look at some of your innovative people take it this article after article you read where it says Americans are leaving trillions of dollars dollars by taking Social Security to her and so when Jesus said in the sermon on the mount that you know and I'm just making the comparison that you are the ones that find my 10% of people actually take the substrate when they should make it to maximize their benefit. So, very few are finding the narrow data Social Security and and you can't help but wonder why that is at least as honest as that where we talk about people are worried well yeah and we are that makes for great adults is so scary, all millennial is a 2035.among the very first law might experience his people personal music to justify their own spontaneous decision in my research. The average person consumes Social Security time, sign check or love is how much internal logic is stuck I'm usually one deviations. The interesting yeah I thought about it since I became more and more aware as I can't believe that most people are thinking ourselves. A very similar to why take the winegrowing may not come to Jesus as a simply completely selfishly looking at.

I think it is this the best thing for me my money and I want this is fascinating to me and that similarly, when you look at the end of the sermon on Jesus is talking to these people. He makes a comparison between two dates of what makes a comparison between Mexican person linking to products in each case without embarrassment person is trying to do things on their own versus the people that turn Jesus.

I live apart from the wonder is the first step in deciding your Social Security timing on that would not be prayer because apart from me you can do nothing. And I wonder if in that rarity might feel about Jesus and why not go to somebody really understands is an incidental plan is not necessarily what is the answer lies in a 62 as early as May 7 is the latest eight years multiplied or 12 miles, every one of the year.

12 months longer anyway because of S 96 paper months.

W Back to you interesting. If you are going to my mother about installing complete cargo guy and living in retirementbut actually by certified letter on July know in this book review page 50,000.

I mean, here's a simple little chart says okay here's which elegantly. This is the time big huge part of this equation and surveys in my own I consider how my life is and what her situation is residing in a vacuum. There's a lot of stuff that because it gave your care per lot) that says you're not paying tax on Social Security at certain levels. 3 July rent that they had 62 I needed to be asking them if they had $62 of income tax on the Social Security is just something they completely on the summit existed out of the yeah if you just know within that story is similar to undo the Social Security Lonesome unnerved by paying the money back to Barb. You have so if you captivate your outline inaccurate show yes six months ago whenever needed. Shorter expenses you may have election, the easier it is to get out of the show electric for your Social Security call or do somebody with credentials 11 call talk to them about your Social Security so you could undo it here unless all notion. You very very much so now you prepare again.

Not easy since he is black and I often find myself in the winegrowing utility do that around that statement which is easy as getting older and also started I put a few things in an account, it will show you, you know your statement nothing is changed several times actually since I began budget changes every time you file a tax return. Changes actually order your lawyer and you are contributing all your long enough to assure how all the Social Security the IRS reports that Social Security yeah my changes all the time. I bought my book. One example of mine once the religion books because there was both the public at different times I thought I find about change it by God and actually gotten better. Wall pitching is your highest 35 years of relative zoster so you find I remind you I was making hiding ones selling insurance being executive or insurance company yeah if you look at it out of the library. I really love God.

Maximum earnings for Social Security 46,001 or higher was a higher and I get credit for maximum check will you. You probably similarly part is so you take 35 years of my a lot of people that are in the 60s there still need a few more years is another benefit to this. In my case I still need you more maximum years till I have 35 years later maximum Social Security for desirable sound of traffic again, we talk about all that, our God, you seven words. Prejudice goes directly know is this PDF is absolutely free, which describes how I got interested what in our look at what you do all these different sets of grinders figuring if you don't want to call Thompson. The long-term effects of all all there is is that so you for your whole all the straight game.

Hans and I would love to take our show on the road to your church, Sunday school, Christian or civic group. Here's a chance for you to advance the kingdom through financial resources and leveraging Hahn's expertise and qualified charitable contributions veterans aid and attendance IRA Social Security care and long-term care. Just go to cargo guy.com and contact Tom to schedule a live recording of finishing well at your church Christian or civic group contact Tom, the Cardinal guy.com that's Cardinal guide.com welcome back to well survived by her own childhood days show straight date. Earlier spell as the RAID never heard people say the straight and narrow is actually wrong that when Jesus illustrated means. What is your browser when you think of the word versus straight that's where while I often misunderstood that he started think I got to do this right. I can't do it without making a bad turn while in Iraq practically seven dollars now.

He didn't say that you could make mistakes because he's the one that painted all papers, so the ideas I can get there. I got Simeon wrong answer, which is Jesus by the Social Security will know that so many people take this wide gate of just taking your social security number again and again my one or deciding when the 64 right primarily to start on doing the whole thing. Yeah, I really master six or seven. So what I wish to sponsor their brand 707. Collecting Social Security and a paycheck EQ knowing about that and explain it like I presently have in common sense about. But when I was distraught by keeping Johnny another speech or terminated was the husband of one talk you plan on working in San Windows 7's is good workout be the best thing of what I brought up to instruct she got along very little knowledge of discoverable macro light brown snake out just so used to sign back and then she immediately sang she should call today is all you know you going down the right road, so there's probably other things because of the book I'm sending you have some different chapters in and I suggest you maybe making some decisions and some other you know you haven't really thought through really well yet so that a lot of you taught me, I have no clue what were doing, but now I know that you got Social Security which is an awesome annuity will even know about the rest of my life expectancy. Now number years I would be honored. Annuity ski pan. Regardless, I was so strictly in life. Amazing ability part of your human abilities you talk to yourself on government of the baby. Thank you so so so she she was actually making good decisions on both of which I was now you know that they have since given the 65 now 09 were merely going to turn it on. Talk about regular money.

Best taken longer you wait longer than you cannot live in social security is presumptive is the only annuity was suddenly brought some you what you really understand, you may come back saying on my IRA and I'm worried about running out of that standard, all validated by take part of that included something like Social Security motivate wrong.all back Social Security was above this maybe only annuity objectives, and 90. Or maybe your spouse will cease by the spouse and check what they have coming in with regular investments. Other assets with this is very cationic.

Couldn't agree more represented somebody my own family without while not an annuity is exactly the strategy to make sure that they yeah is also listed in the money and so this is what you are talking about.

She discussed Social Security so the boat she takes. Actually, she took her annuity dislikes the assistance. There is not really work out well because she tried to know if there was happening when you say, that is Acadiana matters in annuity is it's great to talk about its rising interest is paying silence out of this thing when she turns this annuity on like Social Security will be giving her greater benefit going 260 is there is a wonderful place to set up a possible time for to actually turn on the income she may have such a low life expectancy that we want to do is surrender the amount of money that he put together Tom's object back Social Security right now people are nurses.

This is extremely important, something that we counsel people counsel people back. This is in light of all your God can't delay your Social Security unless you have someone in one drop of a given job that we as the rate of 7.05 years. There were 6760 is planned and political seven community to another lesser paying job to stay in his financial maybe one my Social Security's AA but it 68 and then he'll be able to collect a check on a job in your small object to all.

So this is. These decisions are Social Security, media may contact the lighting situation.

Rick workout you don't have a long life expectancy is no contradictory agencies that could be some reason take their autoimmunity of workbook exactly as I you put Social Security as a per capita is its ability to market really is a significant amount of income for everyone that I find narrow agreement so straight beyond thought ran that report where all is a lot of mind is everywhere, but it is a major building block in a strategy something something good. The year near the societal good screams of Russell degrees people talk about all I want Social Security will not give that to me. Let me invest I knew better. Social Security my opinion dumbest idea Why Road and so Many Other Ways. But There Is Some Good Verizon, but Actually My Standpoint, Governments Addressing This Right Now That Is past, but There's Some Legislation out There.

There There Trying to Get Gas at 2100 Social Security. What Would You Wish for Things and Go with the Social Security Program Short of $3 Trillion. So $3 Trillion. So You Do Not Last Year and Now They Dated This Year's First Year.

Use of Still Have Numbers so We'll See Some of the Problem Is Not As Bad but Still a Problem, Something These Guys Are Things in One Race Attack. They Morning Report Raise the Retirement Age Is Retired 60 667. They Can Raise the Maximum Amount They Actually Got A Lot Of Is the MBA People Call Letters: Haven't Worked out but I Don't Want the People That Was Shown Planning for Social Security and a Very More You View What You Decide. Spouse or Family. Most of the Politicians Will Obviously We Know That Is Good. Five so That Sounds like A Lot, Gabriel Never Met. As It Is Not in His Side and Loves This Book Focuses on You Getting the Licensing Is Once You Want Best Castle Jesus Said, There Which Kind of Tobacco Idea about Our and so I Know It's It's All Show That It Is You Have To See It and Understand It Must Listen. Our Chances Are There to Talk about so What Is God when You and NBM Virgos Apart so He Will Help Guide You in This Help Define Counseling People You Can Trust God. People That Why We Go about Where That Guide Guide.com Email Hans Reflection Muscles 33. They Want Some Help.

Even for Retirement.

Best Kind of the Main Thing That You Would like to Do Is Help People Were Served by the CFP You Read about This Stuff. You so There's the Idea Again, Thanks for Another Great Shop I Found the Narrow Gauge Is We Hope You Enjoyed Finishing Well Brought You by Cardinal Guy.com Is a Cardinal Guide.com for Free Downloads of the Show or Previous Shows on Topics Such As Social Security, Medicare, IRAs, Long-Term Care, Life Insurance, Investments and Taxes As Well As Constant Best-Selling Book, the Complete Cardinal Guide to Planning for and Living in Retirement and the Workbook Once Again for Dozens of Free Resources past Shows to Get Hans Both Go to Cardinal Guy.com If You Have a Question, Comment or Suggestion for Future Shows.

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